From your vehicle info to matched quotes — the whole process takes about two minutes. Here's exactly what happens.
We start with your ZIP code so we can show you providers that operate in your area and accept vehicles like yours. This single step filters out dozens of irrelevant options before you type anything else.
Enter your vehicle's year, make, model, and approximate mileage. This information determines which coverage tiers are available to you — some plans have mileage limits, and coverage pricing varies significantly by vehicle type. The more accurate your info, the better your matches.
We collect your name, phone number, and email so matched providers can reach you directly with personalized quotes. You'll be contacted by licensed, vetted providers only — no robo-callers, no resellers, no third-party spam lists.
Our system cross-references your vehicle profile with our network of 50+ analyzed providers and identifies the best fits based on coverage type, pricing tier, and customer satisfaction ratings. You're matched with up to 4 providers suited for your specific vehicle and budget.
Matched providers will reach out — typically within minutes during business hours — with real, personalized quotes for your vehicle. Because providers know you've been comparing, they come in with competitive pricing. You're in control: ask questions, negotiate, and take your time.
You're under zero obligation to purchase. Review your quotes side by side. Compare coverage terms, deductibles, contract length, and repair facility policies. If you find a plan you love, great. If not, there's no pressure and no cost — ever.
Not every company offering a vehicle service contract deserves your business. Here's what we look for before a provider enters our network.
We review independent rating sources including BBB, Trustpilot, and Google Reviews. Providers must maintain consistently high satisfaction scores and demonstrate responsiveness to complaints.
We evaluate how straightforward the claims process is, average claim turnaround time, and whether customers report difficulty getting covered repairs approved.
Top-tier providers allow repairs at any ASE-certified repair facility. We flag providers with overly restrictive repair shop networks as a red flag for consumers.
We read the fine print. Exclusions, waiting periods, deductible structures, and cancellation policies must be clearly written and disclosed — not buried in dense legalese.
We benchmark pricing across multiple vehicle types and mileage ranges to identify providers who price fairly and competitively versus those who use deceptive low-ball quotes.
We evaluate providers' payment history and financial backing to ensure they can actually pay claims — not just sell contracts. Undercapitalized providers are excluded.