Filing a claim is simple. Here's exactly what happens from the moment your car breaks down to when it's repaired.
Your car experiences a mechanical or electrical failure covered by your VSC plan. Don't panic — this is exactly what your plan is for.
Most VSC plans let you take your vehicle to any licensed mechanic or dealership. Some plans have preferred networks — check your contract.
The repair shop contacts your VSC provider directly to get authorization for the repair. You don't need to do anything — the shop handles this.
The provider reviews the claim, confirms it's covered under your plan, and approves payment directly to the shop. Most authorizations happen same-day.
When you pick up your vehicle, you only pay your deductible (typically $100–$200). The provider pays the rest directly to the shop.
Claims are only covered if you have an active plan. Get quotes now before a breakdown happens.
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