A detailed look at what VSC plans typically cover — and what they don't.
Get Free Quotes →All internally lubricated parts including pistons, crankshaft, camshaft, valves, and timing components.
All internal parts, torque converter, and automatic/manual transmission components.
Alternator, starter, power window motors, power seat motors, and electronic control modules.
Compressor, condenser, evaporator, and related AC components.
Power steering pump, rack and pinion, steering column, and related components.
Oil changes, tire rotations, filter replacements, and other scheduled maintenance items.
Brake pads, tires, wiper blades, belts, hoses, and other items that wear with normal use.
Issues that existed before your coverage start date are not covered by any provider.
Dents, scratches, interior wear, and appearance-related issues are not mechanical breakdowns.
Collision or accident damage is covered by car insurance, not a vehicle service contract.