COVERAGE GUIDE

VSC Coverage Types Explained

From basic powertrain to comprehensive exclusionary coverage — find the right level of protection for your vehicle and budget.

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LEVEL 1

Powertrain Coverage

The most basic level of protection. Covers your engine, transmission, and drivetrain — the most expensive components to repair. Best for: older vehicles or tight budgets.

LEVEL 2

Essential Coverage

Adds electrical systems, air conditioning, and steering to powertrain protection. Best for: vehicles 3-7 years old with moderate mileage.

LEVEL 3

Premium Coverage

Comprehensive protection covering most major systems. Adds suspension, brakes, fuel system, and more. Best for: newer vehicles or those wanting broad protection.

LEVEL 4 — BEST

Exclusionary Coverage

The highest level of protection — covers everything EXCEPT a short list of excluded items (like wear items, cosmetics, and maintenance). Best for: newer vehicles wanting near-complete coverage.

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